Specta loan, just like most money lenders gives loans to individuals and businesses.
It is an online money lending platform which gives you access to loan easily within some minutes.
You can get specta loan quickly directly into your bank account within few minutes. And all you need to get the loan is a smart phone and a debit card.
How Does Specta loan Works
According to Specta loan, you can access Myspecta and Specta4Business loan types. The latter offers personal loan for individuals to attend to financial needs and the former offers instant loans for businesses of all types.
Specta loan has different packages to serve its customers which are discussed below.
This package is for everyone, whether you are a business owner or a salary worker, you can get loan up to 2 million naira with a maximum period of one year. Interest rate is between 26 – 30 percent per annum.
Basic plan gives up to 5 million naira, up to 4 years tenure. However, this plan is not for everyone. It’s for business owners and salary workers. And, you can get the loan within some minutes irrespective of bank.
Prime is for individuals and corporate. You stand a chance to earn money on your investment while you lend for urgent needs. You can lend in naira, dollars, pounds and euro.
This package is for corpers, it enables them to get instant access to loan within few minutes to begin and/or enhance their business.
Quick cash enables individuals to get small loans. Everyone is opportune to get loans up to 20,000 regardless of bank based on social media reputation and transaction history.
Specta Loan Types
Specta loan also offer different loan types to attend to your needs which include personal, education, medical, rent, wedding, etc. all of which are discussed below.
You can get specta loan for educational purpose. If you need money to acquire more knowledge in order to enhance your academic career, specta has got you covered.
One of the reasons you will need to get a loan is to attend to urgent situations. This type of loan just has its name implies allows you to attend to urgent medical bills in case someone around you is ill and the burden of the hospital bill falls on you.
We all have a burden, and most of these burdens require money to sort them out. Whatever it is you need the money for personally, you can always rely on specta loan.
Specta loan has provided almost everyone the opportunity to access loan and sort out all their personal issues. So, all you need to do is to use your smartphone to get the loan fast within some minutes.
If you don’t own a house, then you are probably living as a tenant in someone else’s house. And, living as a tenant requires you to pay rent bill on an agreed time.
Now that you have known the different kind of loan specta offer, let’s dive in to how to apply for the loan.
How to Apply for Specta Loan
Follow the procedures below carefully to apply for specta loan.
- Firstly, log in to specta website hereThen, click on “start your journey” as seen in the image below
- After that, you will see different types of loans; just select the one that matches your interest.
NB – you will need to create an account to access specta loan since you don’t have one already. It’s a onetime registration; you are required to fill in your name, email, password and BVN. Make sure you fill in the form correctly, then click “sign up” button.
- You can then sign in to your account to apply for the loan you want
- Finally, fill in the form provided correctly to apply for the loan.
Specta Loan Final Words
Specta loan is a good money lending platform I’ll recommend if you need urgent cash. You can access the loan easily within few minutes.
Hope you found this specta loan review helpful.
If you need to ask a question, leave a comment via the comment box below.